Timeline from 1890 to 1900 - Significant Events

Timeline from 1890 to 1900 - Significant Events Decade By Decade: Timelines of the 1800s 1890 July 2, 1890: The Sherman Anti-Trust Act became law in the United States.July 13, 1890: John C. Frà ©mont, American explorer and political figure, died in New York City at the age of 77.July 29, 1890: Artist Vincent Van Gogh died in France at the age of 37 after shooting himself two days earlier.October 1, 1890: At the urging of John Muir, The U.S. Congress designated Yosemite a National Park. Carleton E. Watkins/Getty Images December 15, 1890: Sitting Bull, legendary Sioux leader, died at the age of 59 in South Dakota. He was killed while being arrested in the federal governments crackdown on the Ghost Dance movement.December 29, 1890: The Wounded Knee Massacre took place in South Dakota when U.S. Cavalry troopers fired on Lakota Sioux who had gathered. The killing of hundreds of unarmed men, women, and children essentially marked the end of Native American resistance to white rule in the West. 1891 February 14, 1891: William Tecumseh Sherman, Civil War general, died in New York City at the age of 71.March 17, 1891: The St. Patricks Day parade in New York City began using the traditional route up Fifth Avenue.April 7, 1891: American showman Phineas T. Barnum died in Bridgeport, Connecticut at the age of 80.May 5, 1891: Carnegie Hall opened in New York City. Gabriel Hackett/Archive Photos/Getty Images June 25, 1891: The character Sherlock Holmes, created by Arthur Conan Doyle, appeared in The Strand magazine for the first time.September 28, 1891: Herman Melville, author of Moby Dick, died in New York City at the age of 72. At the time of his death he was not well remember for his classic novel about whaling, but more for earlier books set in the South Seas.October 6, 1891: Irish political figure Charles Stewart Parnell died in Ireland at the age of 45.December 4, 1891: One of the richest men in America, financier Russell Sage, was nearly blown to bits in a bizarre dynamite attack in his Manhattan office. 1892 March 26, 1892: American poet Walt Whitman died in Camden, New Jersey at the age of 72.May 28, 1892: Writer and naturalist John Muir founded the Sierra Club. Muirs campaigning for conservation would exert an influence on American life in the 20th century.July 6, 1892: The Homestead Steel Strike in western Pennsylvania turned into a ferocious day-long battle between Pinkerton men and townspeople.August 4, 1892: Andrew Borden and his wife were murdered in Fall River, Massachusetts and his daughter Lizzie Borden was accused of the gruesome crime.November 8, 1892: Grover Cleveland won the U.S. presidential election, becoming the only president to serve two non-consecutive terms. Oscar White/Corbis/VCG/Getty Images   1893 January 17, 1893: Rutherford B. Hayes, who became president following the disputed election of 1876, died in Ohio at the age of 70.February 1893: Thomas A. Edison finished building his first motion picture studio.March 4, 1893: Grover Cleveland was inaugurated as president of the United States for the second time.May 1, 1893: The 1893 Worlds Fair, known as the Columbian Exposition, opened in Chicago.   Frances Benjamin Johnston/Library of Congress/Getty Images May 1893: A decline in the New York stock market triggered the Panic of 1893, which led to an economic depression second only to the Great Depression of the 1930s.June 20, 1893: Lizzie Borden was acquitted of murder.December 1893: The British public was outraged when Arthur Conan Doyle published a story in which Sherlock Holmes apparently died. 1894   Getty Images March 25, 1894: Coxeys Army, a march to protest unemployment that was largely the result of the Panic of 1893, departed from Ohio on its way to Washington, D.C.April 30, 1894: Coxeys Army reached Washington, D.C. and its leaders were arrested the next day. The demands of Jacob Coxey, which focused on great government intervention in the economy, would eventually move into the mainstream.May 1894: The Pullman Strike began, and spread throughout the summer before being put down by federal troops.June 22, 1894: Pierre de Coubertin organized a meeting which led to the creation of the International Olympic Committee.September 1894: The U.S. Congress designated the first Monday of September as a legal holiday, Labor Day, to mark the contributions of labor, in part as a peace offering to the labor movement following the crackdown on the Pullman Strike. 1895 February 20, 1895: Abolitionist author Frederick Douglass died in Washington, D.C. at the age of 77.May 6, 1895: Future president  Theodore Roosevelt became president of the New York City police board, effectively becoming the police commissioner. His efforts to reform the police department became legendary and heightened his public profile.December 1895: President Grover Cleveland arranged for a White House Christmas tree lit with Edison electric bulbs.Alfred Nobel, the inventor of dynamite, arranged in his will for his estate to fund the Nobel Prize. Bettmann/Getty Images 1896 January 15, 1896: Photographer Mathew Brady died in New York City.April 1896: The first modern Olympic games, the idea of Pierre de Coubertin, are held in Athens, Greece.   Historica Graphica Collection/Heritage Images/Getty Images May 18, 1896: The U.S. Supreme Court ruled in Plessy v. Ferguson that the separate but equal principle of Jim Crow laws in the segregated American South is legal.July 1, 1896: Harriet Beecher Stowe, author of Uncle Toms Cabin, died in Hartford, Connecticut at the age of 85.November 3, 1896: William McKinley was elected president of the United States, defeating William Jennings Bryan.December 10, 1896: Alfred Nobel, the inventor of dynamite and benefactor of the Nobel Prize, died in Italy at the age of 63. 1897 March 4, 1897: William McKinley was inaugurated as president of the United States.July 1897: The Klondike Gold Rush began in Alaska.   LaRoche/Library of Congress/Getty Images 1898 February 15, 1898: The American battleship U.S.S. Maine exploded in the harbor at Havana, Cuba, a mysterious event that will lead to the United States going to war with Spain.April 25, 1898: The United States declared war on Spain.May 1, 1898: At the Battle of Manila Bay, an American fleet in the Philippines defeated a Spanish naval force.May 19, 1898: William Ewart Gladstone, former prime minister of Britain, died in Wales at the age of 88.July 1, 1898: At the Battle of San Juan Hill, Col. Theodore Roosevelt and his Rough Riders charged Spanish positions.   CORBIS/Historical/Getty Images July 30, 1898: German statesman Otto von Bismarck died at the age of 88. 1899 July 1899: Newsboys in New York City went on strike for several weeks in a significant action related to child labor.July 18, 1899: Writer Horatio Alger died in Massachusetts at the age of 67. Decade By Decade: 1800-1810 | 1810-1820 | 1820-1830 | 1830-1840 | 1840-1850 | 1850-1860 | 1860-1870 | 1870-1880 | 1880-1890 | The Civil War Year By Year

Where to Find FreeSSAT Practice Tests Complete Collection

Where to Find FreeSSAT Practice Tests Complete Collection SAT / ACT Prep Online Guides and Tips If you (or your child) are applying to a private or independent elementary, middle, or high school, you may have heard of the SSAT. Often used as an entrance exam, the SSAT is a series of standardized tests that can be administered to students in grades 3-11. The SSAT, or Secondary School Admissions Test, is a standardized exam often given to students hoping to enter a private or independent elementary, middle, or high school. If you want to boost your chances of getting into one of these schools, working on SSAT practice tests is a great way to do it. Here, I’ll discuss where you can find these practice tests (both official and unofficial), and how you should use them. I’ll wrap up with important SSAT test-taking tips. What’s on the SSAT? There are three different levels of SSAT tests. The number and type of questions on the test will depend on students’ grade level: Elementary Level - For students applying to grades 4-5 Middle Level - For students applying to grades 6-8 High School Level - For students applying to grades 9-12 Although the content will vary based on level, you’ll find these sections on each of the tests: An unscored writing sample A quantitative/mathematics section A reading comprehension section A verbal section Official SSAT Practice Tests When it comes to preparing for any standardized test, official practice tests or sample questions are the gold standard for study material. Using real SSAT questions will help you better understand exactly what you should expect on test day. Unfortunately, there aren’t a ton of official practice materials out there - not as many students prep for the SSAT as for other standardized tests (like the SAT or ACT). Here’s where you can find these official materials: Sample Questions The SSAT publishes official sample questions for each level of the exam. These are free, but the amount of material available is extremely limited: Elementary-level sample questions Middle-level sample questions Upper-level sample questions The SSAT Official Guides The makers of the SSAT publish official test prep guides that include sample questions and full-length practice tests. These are the best available sources for practice materials, as the other official resources don’t give students many problems to work with. To get your hands on the most recent Middle and Upper-Level Official Guides (2015-2016), you’ll have to purchase them through the SSAT website. These guides include two full-length practice tests, scoring instructions and explanations, descriptions of question types, and information about registering for the SSAT. Both the Upper and Middle-Level guides cost $37 through the site. The most recent Elementary-Level Guides (2015-2016) arefree to download through the SSAT site, although they include less information and less practice material than the guides available for purchase. They eachinclude one half-length practice test, info on test format and question types, sample testing schedule, test day info, and preparation advice. There are separate guides available for students in Grade 3 and Grade 4. How to Use Official SSAT Practice Tests and Questions Because official practice problems are hard to come by, you’ll want to be careful with how you use them. Like I mentioned, using official SSAT tests is really important when it comes to getting a feel for different question types and overall test format. I encourage you to save any full-length tests for mimicking real testing conditions. This means following through with all test policies and timing instructions in a controlled setting - it’s best if you can sit through an entire practice test all at once. This will give you the best idea of what your performance will be like on the actual exam. As for the sampling of official SSAT questions provided on the website? These are great for question analysis. As part of your study plan, spend some time looking closely at these questions and thinking about what they’re asking and how they’re written (spend extra time on questions you get wrong). Official SSAT questions have their own style and logic (unofficial sources usually aren’t great at imitating these sorts of questions). If you notice you’re having difficulty with a certain question type, these sample questions will serve as great practice and review. You don’t need to replicate exact testing conditions, but you’ll get the best practice experience if you treat full-length tests like the real thing. Unofficial SSAT Practice Tests Since there isn’t that much practice material for the SSAT, you may end up turning to unofficial sources for practice tests. Ivy Global Ivy Global has free questions organized by level and section. They may be helpful for reviewing test content, but they shouldn’t be used to get a feel for actual SSAT questions and format - the style in which the questions are presented are pretty different from the actual test. The materials available for download are best used if you print them out and work on them by hand since the actual SSAT is done on paper, not on the computer. Varsity Tutors Varsity Tutors offers free Upper-level and Middle-level practice, with questions organized by skill type. These might serve well as supplemental material, but don’t expect them to look like official SSAT practice problems. 4tests.com The questions on 4test.com aren’t particularly similar to what you’d see on the SSAT. You can only see one question at a time, and you can only work on them online. Key SSAT Test Taking Tips Now that you have access to all of this prep material, you may be wondering what to do with it. Follow these tips and strategies to get the most out of your SSAT prep. Start With a Real Baseline Start with a full SSAT test to get a baseline score. It’s important to use an official test for this, as unofficial diagnostic tests won’t give you a good sense of what the SSAT is like or what your strengths and weaknesses are. You can’t get a valid baseline score without using one of those official SSAT practice tests. Practice Skills and Review Content With Unofficial Materials Supplements Once you have your baseline, analyze your mistakes and errors (link out) and focus on your weaknesses. Most serious weaknesses will be in content comprehension - use study materials like textbooks and notes to raise your scores. Use Official SSATs as Full Practice Tests After you’ve spent some time improving on your weaknesses, use official practice tests to test your knowledge and gain familiarity with test formatting. Take these exams under real testing conditions - time them properly and work in a quiet room with no distractions. What’s Next? The SSATsaren’t the only standardized tests out there for younger students. Read more about ACT Aspire and get your hands on official practice tests. Thinking about the future? Read about whether you should start prepping for the SAT/ACT in 7th or 8th grade.

International businss Case Study Example | Topics and Well Written Essays - 500 words

International businss - Case Study Example Global market entry strategy requires intensive branding and promotion that would meet the diverse needs of various communities (Donnellan, 2014, pg.150).Besides, sound product, pricing and distribution has been critical in elevating Tommy Hilfiger to status of international firm. In this respect, promotion through global personalities and licensing brand association with great companies does wonders. The greatest challenge most firms may face is standardization across diverse market niches. In this aspect, Tommy Hilfiger has differentiated its products to fit into the cultural differences that cut across its main markets in Europe, America and Asia. Besides, Pricing has to been discriminatory to yield desired goals. Critical assessment of the operation of Tommy Hilfiger portray branding and promotion as standardized across the globed. It is evident that Tommy Hilfiger uses international and local media to promote its brands that captures children and adults in their different gender. From the case study, the company has used global cartoon entity of Disney to promote children ware. This is a global approach since the program provides a common platform for target market in which children and parents are always trapped. Working with Disney artists also explores the strategy of working with other global companies which is viewed as positive Inter-industry Corporation with significant company image boost. Considering the adult wear, Tommy Hilfiger has used global leaders in politics like Clinton, Musicians like Snoop Dog, among other renowned personalities like Beyoncà ©. It is worth to note that the people noted in Hilfiger brands promotion command global acknowledgement in various spheres of lif e (Pride & Ferrell, 2010, pg.328). In that respect, this standardized approach has helped it to cut costs on operation with consequential gain in revenue and public image. In terms of price and product, Tommy Hilfiger took a strategic measure of setting up

Life of a knight Essay Example | Topics and Well Written Essays - 1250 words

Life of a knight - Essay Example life under the constant stress of managing his estate, engaging in warfare both real and simulated, as well as conducting himself in such a way as to comport with the social expectations and the chivalric code of his day. Considering the everyday life that the knight actually endured, a thorough investigation reveals his existence to be more rigorous, dangerous, and demanding than that described in stories. One of the most easily-recognized aspects of the life of the knight is his castle. The romantic notion of a shiny building on a hill is not so realistic. The idea of even having a castle was rooted in the need to defend the land; it was a necessity for protection from Viking or other foreign raiders as well as rival political factions in the kingdom. Early castles were little more than dirt berms reinforced with timber beams. As civil society developed, the castle evolved into a center of commerce, more comfortable quarters for the knight’s family and servants as well as a key military defense post. In terms of its protective role, Singman notes that an â€Å"[e]ffective response to the military challenges of the medieval world required the power of a great lord...[and] the castle had arisen as the distinctive seat of a great feudal lords power† (105). The family of the knight also lived in the castle, and the local village populations looked to it as a source of protection, provision, and justice. In addition to providing military support for the kingdom, the knight was charged with overseeing the provision of the necessities of life and arbitrating the quarrels of the residents within his area. When he wasn’t fighting, the knight was ensuring that enough food, fuel, supplies, and entertainment were there for his people. He would also spend time sitting in a large room and settling the disputes of his serfs, much like a modern-day judge. His daily life, in addition to fighting or practicing his combat skills, was filled with family and social

Progressive Era Essay Example for Free

Progressive Era Essay The progressive era was a thirty-year period in which the United States was completely reformed. Actions were taken to improve working conditions for laborers and women. President Roosevelt and Wilson were both reformers for the rights and voice of the people. Theodore Roosevelt used his presidency to put regulations of businesses and make sure the government is still higher than corporations. Individual Reformers and the government in the progressive era went through a great deal to bring about change in the united states, with teddy Roosevelt’s trust-busting and political reform, improvement of laborers and goods, and the restrictions of child labor and women rights. Teddy Roosevelt became known as the great trustbuster. He didn’t get this name for no reason. Roosevelt could identify which trusts were good and which were bad. He could determine which trusts helped the people and which ones hurt them. Roosevelt would hunt down the bad trusts and take them down. He would destroy the bad trusts and restrain the good trusts from becoming bad trusts. Roosevelt believed that the government should police the corporations of America. (A). He took the Sherman Anti-trust act and enforced it so that companies could price their products and make sure not one company could not take control of the market. He did this by creating the Clayton anti-trust act to keep regulations on anti-competiveness. (E) Roosevelt also believed in changing the ways that politicians were elected. Senators in particular were being corrupted because officials were appointing them. He believed that the US senate was just a club basically for high privileged people. This lead to the passage of the seventeenth amendment which said that direct election of senators was to be the new way of choosing who would be in the US Senate. (D) This amendment got the people involved even more with politics and gave them more of a say in government. Politically the government was reformed with the US senate, and the trust busting and making sure that the government was a police force to big corporations. Laborers in the progressive era had it rough. They were not treated with respect, or the consideration that they deserve. The goods that were produced were not of quality and contained harmful hazardous materials. Upton Sinclair was a muckraker who wrote The Jungle, a book about the horribleness of the meatpacking industry. The meatpacking industry was a brutal and unsanitary way of life. The people who worked in the industry were subjected to disease such as tuberculosis and terrible working conditions. The workers were ignorant of the relationship of disease and cleanliness. They didn’t understand that a working condition should be clean and not filled with disease. A lot of the workers had tuberculosis while they worked, and it would get in the meat that they work with, which provided for unsafe meat for people to eat. (B) In other businesses it was just the same. Labors were never treated fairly. Up until recently laborers were not even allowed to go on strike. The government was not helping people; they were staying out of business affairs. Up until the age of reform, and the progressive era. The government was then trying to help out laborers and give them rights. Child laborers and women’s rights were also two big things that came up during the progressive era. Children were expected to work alongside grown men. They were subjected to the same harsh conditions as the adults. Children were not able to be educated because they had to work in the factories. A lot of children only went to school for a short time. The educators acted as if the industrial work was good for children. So children had to go through terrible disease ridden conditions of work. C) The children were not helped by the case of Hammer vs. Dagenhart which ruled that child labor is not a government problem; it is to be judged by the state legislatures. Even some parents felt like it was their kids duty to work, and that the children should work. (G) Eventually however the children were set free from the bondage of labor. But women were still subjected to discrimination. Women at this time didn’t have very many rights. Women want to be treated equally and to have a say in government. Women suffrage was big at this time. They felt like they could not do anything with the life that they had. So they pushed for reform, which was not happening at this time. It was unusual since the progressive era was a big reforming time. (H) The progressive era was a time of great change for the US. It came in the political with the trust busting and the senate voting, it came in the improvement of laborers, and it came in the way child laborers were treated and the women movement. The progressive era was big and it made people really understand what the US was all about.

Analyzing Moulin Rouge Essay -- essays research papers

  Ã‚  Ã‚  Ã‚  Ã‚  Moulin Rouge is celebrated for its art direction, music, and performances. One of its biggest endeavors is the set design. With a combination of real sets and computer generated images, Moulin Rouge manages to showcases a 19th century Paris, France as a world of moral decadence but undeniable beauty. The set design further pushes the message of France, at this time, being a place of plague, poverty and sin; but also a place of art, music and beauty.   Ã‚  Ã‚  Ã‚  Ã‚  In the introduction of the film, we see an elaborate design of 19th century Paris, France. We have a detailed and inside look at Paris through the allies, cabaret bars, prostitutes, and up the rooftops to reveal a colorful and vibrant fantasy world. Just the opening sequence emphasizes how the people of France, through poverty and plague, live a life of love, art and music. So we have these two characteristics, these two sides of Paris that seem to juxtapose each other. We see this constantly through out the film; sin and beauty, love and poverty, etc.   Ã‚  Ã‚  Ã‚  Ã‚  After the view of the city, we then see an old broken down apartment where Christian, one of the central characters, live. The room is cluttered with broken bottles, clothes on the floor, old wooden floor, worn out walls, and the centerpiece of the room; a polished type writer on the table. This illustrates the idea that art and creativity rise above the poverty and sin of this world.   Ã‚  Ã‚  Ã‚  Ã‚  One of the Main sets of the film are the rooftops of Paris. There we have another open view of the city at night and how it comes alive. This film is unique when it comes to set design because it uses the aid of computer generated images. So there are many instances where a character can travel through the city in an unrealistic manner. The train station, most of the city, and the Moulin Rouge are altered with computer generated images.   Ã‚  Ã‚  Ã‚  Ã‚  One of the most important aspects of the art design is how the film’s visual language and message is established through color. The Moulin Rouge, compared to the rest of the city, is colorful and alive. The rest of the city is painted with sepia and dark colors, while the Moulin Rouge is bright with many colors; mainly gold and red. And yet it’s supposed to be an underworld where love is for sale and s... ...orce art out of the people who suffer from these flaws and imperfections. It’s as if art cannot exist without these challenges that the people of that time met. This theme is one that applies to almost every film that talks about the struggle that artists go through.   Ã‚  Ã‚  Ã‚  Ã‚  A very common picture, almost a stereotype, is the writer with a broken heart, the penniless musician, and the artist who dies of hunger. There is something romantic about the tragedy that most talent has to go through. There are several beliefs that one is caused by the other. Some would say that art and talent is forged through the difficulties of life and that through art we are able to out live these threats.   Ã‚  Ã‚  Ã‚  Ã‚  The set design and art direction almost scream the idea of how all the bad things of the world are almost worth it because of the good that comes from them. The beauty of the torn down buildings, the dying walls, the old floors, the old bed spring mattresses, men in wife beaters and suspenders, women in shredded but colorful dresses all personify this idea that people suffer and die; but through that arises art, music, poetry, beauty, truth and love.

Describe How Health and Safety Legislation, Policies and Procedures Promote of Individuals in a Health or Social Care Setting

Describe how health and safety legislation, policies and procedures promote of individuals in a health or social care setting Health, Safety and security issues are extremely important in care settings in order to protect staff and children, and their families. Legislations and regulations ensure that guidelines are followed to enforce safety and security within an organisation. Legislation is law which has been created by a governing body.Before a piece of legislation becomes law it may be known as a bill, and may be broadly referred to as legislation while it remains under consideration to distinguish it from other business. Policies ensure that everyone must work within the law and meet the minimum care standards set out by the legislation. Finally, procedures are the steps that are needed to be followed to ensure everyone’s safety within the workplace.Control of Substances Hazardous to Health (COSHH, 2002), for example, requires employers to control substances that are haz ardous to health such as toxic, corrosive or irritant chemicals like cleaning products or even bodily fluids. In a setting such as a Nursery, hazardous substances that are not stored properly and are easily accessible to children may cause consummation further poisoning or spilling on themselves. This hazard could be minimised by storing these substances in a high, possibly locked, area so that children are not likely to get a hold of them and harm themselves.Also, the incorrect disposal of soiled nappies etc. can cause germs to spread and could cause infection or cross contaminations within the Nursery. This can be avoided by having a specific bin solely for the disposal of soiled nappies to ensure that harm cannot result from this. Ensure that all staff are trained on how to deal with an incident and giving them full information of the regulation because it helps them act quickly enough if there was to be an incident. The Food Safety Regulation Act (1995) makes sure there is a foo d hygiene standard in place in all businesses.Illnesses and infections can be easily cause by someone, be it a child or member of staff, not washing their hands before eating or preparing food. This could be after changing a nappy, going to the toilet or playing outside. This risk can be minimised by making sure everyone washes their hands before eating and before, during and after preparing meals. Also, ensure that all equipment is clean and in good condition as this can also cause contamination if dealing with raw and cooked foods.The Reporting of Injuries, Diseases and Dangerous Occurrences Regulation (1995) requires employers to report injuries and dangerous occurrences as soon as they happen. In a nursery, broken furniture, broken toys and small objects can lead to injury or possibly death. Broken furniture can cause children to cut or graze themselves on the sharp break offs. Whereas with broken or unsuitable toys, children can swallow the object causing choking or death. This risk can be avoided by carrying out regular checks of the furniture and toys, making sure they are suitable for use with children. If not, then they should be disposed of efficiently.With the Data Protection Act (1998), the nursery has to control and protect the handling of the personal information of children and parents. Recklessness and naivety can cause personal information being let out into the public eye. Staff writing down children’s or their parent’s personal details or opinions can end up open to public view. This can be minimised by making sure all data is kept secure on an internal wall, in a locked cupboard. Also, ensuring that all staff are trained to correctly deal with information and are aware of the consequences of recklessness can help lower the risk. www. hse. gov. uk www. foodstandards. gov

Public Bank Corporate Profile Essay

Conceptualised as ‘a bank for the public’ by its Founder and Chairman, Tan Sri Dato’ Sri Dr. Teh Hong Piow, Public Bank commenced business on 6 August 1966, and was listed on the Kuala Lumpur Stock Exchange (KLSE) on 6 April 1967. To-date, the Public Bank Group has grown into a premier banking group in Malaysia, with overseas market presence in Cambodia, Vietnam, Laos, Hong Kong, China and Sri Lanka. As a leading financial services provider in Malaysia, the Public Bank Group offers a comprehensive range of financial products and services covering, amongst others, personal banking, commercial banking, Islamic banking, investment banking, share broking, trustee services, nominee services, sales and management of unit trust funds, bancassurance and general insurance products. With a total of 377 branches and employing over 17,600 people, the Public Bank Group caters to the financial needs of over eight million customers in Malaysia and in other countries in which the Group operates. With total assets of RM274.62 billion as at the end of 2012, the Public Bank Group is the third largest banking group in Malaysia and ranked number six by asset size in Southeast Asia. Public Bank is the largest non-government-linked corporation in Malaysia with a market capitalisation of RM57.52 billion as at the end of 2012. With its unbroken track record of strong and consistent profitability in the last 46 years, the Public Bank Group has demonstrated its strong and consistent ability to execute and meet its key performance indicators and brand promise to its customers. The PB Brand has been built based on integrity, honesty and excellent service delivery. These are complemented by accountability, excellent corporate governance, strong corporate culture, prudent management and competitive products and services. Focused and Consistent Growth Strategy The Public Bank Group adopts a focused and consistent growth strategy, which is to pursue organic growth in the retail banking business focusing on retail consumers and small- and medium-sized enterprises (â€Å"SMEs†), and strives to further increase its leadership in this broad-based retail banking market. Growth in the retail banking business is consistently focused on retail lending, deposit-taking and fee-based businesses. To drive business growth and increase its market share in retail banking, the Public Bank Group leverages on its well-established customer service infrastructure and processes and practices to deliver prompt and consistent service to meet the needs of its customers. Core Business Growth In the retail lending business, the Public Bank Group remains focused on growing its loans in residential mortgages, passenger vehicle financing and lending to SMEs. In an intensely competitive market where loan products are highly commoditised, the Group actively competes in the market for business growth and increased market share by differentiating itself through its highly efficient customer service delivery standards. As at the end of 2012, Public Bank maintained its leading position in residential mortgages, passenger vehicle financing and commercial property financing in Malaysia, with market shares of 19.1%, 26.4% and 33.7% respectively. Over the years, the Public Bank Group has been building a strong franchise in the deposit-taking business. Customer deposits have been growing steadily both in terms of the deposit customer base and the amount of deposits placed with the Group. As at the end of 2012, total deposits from customers of Public Bank in Malaysia recorded a growth rate of 13.0%, which is above the domestic banking industry’s growth rate of 8.4%. This reflects the high level of confidence that customers place in Public Bank to safeguard their funds. Public Islamic Bank, a wholly-owned subsidiary of Public Bank, started its full-fledged Islamic banking business in 2008. It will continue to focus on Islamic consumer financing and retail commercial lending to SMEs. The Public Bank Group continues to intensify its effort to grow fee-based businesses through its wholly-owned subsidiary, Public Mutual, which contributes a significant proportion of the non-interest income of the Group. Public Mutual has remained a dominant player in the private sector fund management industry in Malaysia with a leading market share of 40.8% as at the end of 2012 due to its superior fund performance, strong distribution capabilities and strong brand. Multiple Delivery Channels The Public Bank Group has a large and well distributed branch network of 255 branches in Malaysia to better service its large customer base of individuals and business enterprises. The Group further expanded its wide network of self service machines to 522 Automated Teller Machines, 532 Cheque Deposit Machines, 405 Cash Deposit Terminals and 186 Cash Recycling Machines for greater customer convenience. The Group has also expanded its internet banking and mobile banking service capabilities for greater access by customers to its banking services. The Group will continue to tap on its large sales and marketing force and strategic alliance with key partners to deliver high value products and services to its customers. Regional Player Today, the Public Bank Group’s overseas operations comprise 122 branches, with 83 branches in Hong Kong, 3 branches in China, 24 branches in Cambodia, 7 branches in Vietnam, 4 branches in Laos, a branch in Sri Lanka and 3 representative offices in Shanghai, Shenyang and Taipei. Strong Financial Ratings The Public Bank Group continues to be accorded strong credit and financial ratings for its consistent record of prudent management, strong risk management, excellent corporate governance, strong and consistent financial performance, superior asset quality and healthy capitalisation. Standard & Poor’s reaffirmed Public Bank’s A- long-term rating and A-2 short-term counterparty credit rating with stable outlook. Moody’s Investor Service reaffirmed Public Bank’s long-term deposit rating of A3 and revised its short-term deposit rating to P-2 based on Moody’s new Consolidated Global Bank Rating Methodology, with stable outlook. Rating Agency Malaysia reaffirmed the Bank’s long-term rating of AAA, the highest rating accorded by Rating Agency Malaysia, and its short-term rating of P1. Awards and Accolades The Public Bank Group continues to earn recognition and trust for its strong and sustained financial performance and prudent management. In 2012, Public Bank was honoured with 36 awards, including many best bank awards and excellence in corporate governance by national and international publications. These were in recognition of the Public Bank Group’s sustainable financial performance and excellence in the key areas expected of a banking institution by its stakeholders. Public Bank’s Founder and Chairman, Tan Sri Dato’ Sri Dr. Teh Hong Piow, continues to be honoured with awards of excellence for his sterling leadership and extraordinary achievements, as well as enormous contributions to the Public Bank Group and to the banking industry in Malaysia and in the region. Corporate Social Responsibility As a responsible corporate citizen, the Public Bank Group remains committed to uphold its corporate social responsibility (â€Å"CSR†) in the areas of nation building, development of the market place and enrichment of the work place. The Group supports the community through programmes such as education, graduate employment, professional development and environmental conservation as well as in support of the underprivileged. The Public Bank Group’s CSR at the work place includes initiatives to enhance the core competencies of the staff, so as to further raise their contribution, productivity and efficiency. The Group believes that in fulfilling its corporate social responsibilities, the Group also enhances its corporate image, reputation, goodwill and brand value. Our Commitment In spite of its success, the Public Bank Group will never rest on its laurels. Given the increasingly challenging economic environment, the Group will continue to strive harder to deliver value to its stakeholders. To its customers, the Group will continue to provide competitive financial products and services to meet increasingly sophisticated customer demand. To its shareholders and investors, the Group will continue to enhance shareholder value with its strong financial performance. To its staff, the Group will continue to invest in human capital development initiatives to enhance core competencies and productivity.

Japanese Colonialism In Korea Essays - Free Essays, Term Papers

Japanese Colonialism In Korea Essays - Free Essays, Term Papers Japanese Colonialism in Korea North and South Korea are nations that while filled with contempt for Japan have used the foundations that Japan laid during the colonial period to further industrialization. Japan's colonization of Korea is critical in underezding what enabled Korea to industrialize in the period since 1961. Japan's program of colonial industrialization is unique in the world. Japan was the only colonizer to locate various heavy industry is in its colonies. By 1945 the industrial plants in Korea accounted for about a quarter of Japan's industrial base. Japan's colonization of Korea was therefore much more comparable to the relationship between England and Ireland then that of European colonization of Asia or Africa. Japan's push to create colonial industry lead Japan to build a vast network of railroads, ports, and a system of hydro-electric dams and heavy industrial plants around the Yalu River in what is now North Korea. The Japanese to facilitate and manage the industrialization of a colony also put in place a strong central government. Although Japan's colonial industrialism in Korea was aimed at advancing Japanese policies and goals and not those of the Korean populace; colonization left Korea with distinct advantages over other developing countries at the end of World War Two. Korea was left with a base for industrializing, a high level of literacy, experience with modern commerce, and close ties to Japan. Japan's colonial heavy industrial plants were located primarily around the Yalu River in North Korea. Because of this the North had an edge in industrialization. For many years the North had the fastest growth rates of the communist countries, and its cities were on par with those of Eastern Europe. It was not until the early 1970's that the South surpassed the North in levels of industrialization. Because most of the heavy industrial plants were either located in North Korea or destroyed by the Korean War the groundwork for industrialization that South Korea received from Japanese colonialism consisted mostly of social changes. During colonialism Korea's populace in increasing numbers moved to cities and became urbanized these new urbanites worked in factories and were used to the organization of modern commerce. The Japanese also let a small number of Koreans develop into a semi-elite. Although this group never held powerful positions many of them were educated in Japanese schools, and became either involved in the military or worked as businessmen, bureaucrats, lawyers, and doctors. This elite provided much of the leadership and framework for post World War Two Korean Government in Korea. They had an intimate knowledge of Japanese companies, language, organizational structure, and government. The Korean elites that emerged after the liberation of 1945 and helped steer Korea's economic policies under Park Chung Hee had an intimate knowledge of Japan. Some of them like Park had been educated in Japanese schools, some had worked for the Japanese, and nearly all of them spoke fluent Japanese. It was this closeness to Japan both geographically and culturally that made it natural for the Koreans to use the Japanese model of industrialization when Japan's economy boomed in the 1960's and 1970's. The leaders of Korea were ambivalent about relying on Japan, on one hand they felt a profound respect for Japan and its successes and on the other a deep hatred for what Japan had done to Korea in the past. But Japan still served as a model for Park Chung Hee who normalized relations with Japan in 1965 and turned to Japan for technology, equipment, and a model for development. Some nationalistic Korean scholars say that Japan's colonialism slowed Korea's growth by exploiting Korea and disturbing its economy. But these views of Korea ignore the fundamental role that Japan's policies of industrial colonialism played in allowing Korea to Industrialize during the 1960's. Japan's colonialism improved infrastructure, urbanized the nation, educated much of the populace, gave the pubic experience with modern commerce, and indoctrinated Korean elites in the Japanese language and culture. It was Korean elites history and close ties with Japan that made them turn naturally to Japan to provide a development model. Japan's legacy of colonialism in Korea is felt not only in the many graves and monuments that attest to Japanese brutality but also

Theres A Style Guide for That

Theres A Style Guide for That There’s A Style Guide for That There’s A Style Guide for That By Maeve Maddox Authors who specialize in one field of knowledge are sometimes unaware of style guides used in other areas. In writing for DWT, I mostly rely on these three style guides: The Chicago Manual of Style The AP Stylebook Penguin Writer’s Manual Chicago is directed at a broad audience that includes both scholars and entrepreneurs. AP is targeted specifically to journalists. CMOS and AP recommendations don’t often differ, but when they do, the differences sometimes reflect an interesting divide between scholarly and popular usage. I trust the Penguin reference guides to point me to differences between American and British usage. When wearing my academic hat, I regard the MLA Handbook (published by the Modern Language Association) as my style bible. These are my preferred guides because I write chiefly about standard usage and literature. Not all disciplines process and present information in exactly the same way. Authors who write about other subjects–sociology, science, and mathematics, for example–look to other guides. Here’s a sampling of instructions in authors’ guidelines for just four specialized journals, each recommending different guides: Journal of Aging and Physical Activity Manuscripts that do not conform to APA guidelinesmay be rejected without review. Journal of Chemical Theory and Computation References must conform to the format printed in the journal and must include titles. The article should conform to the usual ACS format. Sociological Theory In general, please refer to the ASA Style Guide (4th edition) for style and formatting guidelines. Manuscripts that do not conform to the desired format will be returned to the author for rectification. Amyloid: Journal of Protein Folding Disorders [This journal] conforms to the CSE style guidelines, using the NLM style for references. What the initials mean: APA: Publication Manual of the American Psychological Association APA format  is the official style of the American Psychological Association and is generally used for writing about research in psychology, education, and social sciences. ACS: The ACS Style Guide: Effective Communication of Scientific Information Published by the American Chemical Society, ACS style is followed by writers and reviewers of scientific manuscripts. ASA: American Sociological Association Style Guide Similar to APA, ASA is also used by writers about sociology and related fields. CSE: Scientific Style and Format: The CSE Manual for Authors, Editors, and Publishers Developed by the Council of Science Editors (CSE), this guide is used by writers in all areas of the sciences. NLM: Citing Medicine: The NLM Style Guide for Authors, Editors, and Publishers This guide is published by the National Library of Medicine to provide instructions and examples for formatting citations of published and unpublished material, both printed and digital. Other guides for other areas of specialization also exist. Of the guides mentioned here, MLA and APA are probably the best known because high school students and college undergraduates are most likely to be required to use one of them for their research papers. I’ll discuss the differences between them in another post. Related: 5 Online Style Guides Want to improve your English in five minutes a day? Get a subscription and start receiving our writing tips and exercises daily! Keep learning! Browse the Style category, check our popular posts, or choose a related post below:Definitely use "the" or "a"Rules for Capitalization in TitlesPlurals of Proper Names

International Dispute Settlement Essay Example | Topics and Well Written Essays - 1000 words

International Dispute Settlement - Essay Example This paper will even focus on the difference between municipal courts and methods for settling international disputes. Body Alternative Dispute Resolution ADR is an umbrella term used for various methods used to settle disputes in the international arena (August, 2009). These methods are used when two international parties end up disagreeing with each other; these methods are used when parties want to solve the dispute without going to courts. There are various advantages and disadvantages associated with this sort of dispute settlement process. International parties resort to this sort of dispute settlement because this method saves money. When dispute cases are taken to courts, a lot of cost is involved. These costs include: fees for hiring and deploying a lawyer, fees of creating and obtaining documentation and court fees. When ADR is used as a method to resolve dispute, cost of hiring lawyers and court fees is eradicated. This method is best for those parties who are in a conflic t in which too much money is not involved. When cases go to municipal courts, the cases catch the eyes of the public and media. Due to this the positive impression of good companies that trade internationally is hampered. This benefit of ADR secures the privacy of the parties involved and due to this method; companies do not have to be held accountable for sharing their private information with the public. Disputes that are taken to the court experience heavy amount of wastage of time, it takes years to settle a dispute in courts. In case of ADR, disputes end up being solved in as low as two to three weeks time period. The time period spend on solving a dispute through ADR is dependant on how soon parties are ready to sit with a panelist to resolve the conflict. Hen disputes are settled in courts, the entire process is controlled by the supreme one that is the judge. In ADR the parties have certain control over the process selection and selection of the panelist which is conducted a fter reviewing a list of experienced panelist. The main advantage of this type of dispute settlement is that this method can lead to a win situation for both the parties; this feature of ADR is rarely present in municipal court cases (August, 2009). There are several upsides of resolving dispute through ADR, but this method is not short of downsides. One of the major downsides of ADR is that it is not enforceable by law, this means that the parties have a free will whether to abide by the resolution or not. On the other hand, disputes resolved in the court of law are enforced and the law ensures that the parties involved abide by the decision. Secondly, equally justice may not take place because the stronger party may be able to direct the resolution in his favor which will result in a loss for the other party. The panelist of ADR might not have expertise equal to the expertise of a judge; therefore he/she might not be able to resolve the conflict in a highly professional manner (Au gust, 2009). International Tribunals ADR is a dispute solving method which is not processed under legal circumstances; on the other hand there are ways through which international problems can be resolved through judiciary procedures. These methods are recognized as international tribunals, there are various such courts including the WTO and the ICJ. The advantages of such tribunals are that